Terms of Use

Last Updated: October 11, 2025

These Terms of Use ("Terms") constitute a legally binding agreement between you and Optionomics, LLC ("Company," "we," "us," or "our") governing your use of the Optionomics website located at optionomics.ai (the "Platform") and all related services, features, content, and applications offered by us (collectively, the "Services").

BY ACCESSING OR USING OUR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE OUR SERVICES.

I. ACCEPTANCE AND ELIGIBILITY

1.1 Agreement to Terms. By creating an account, accessing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

1.2 Eligibility. You must be at least 18 years old and have the legal capacity to enter into contracts in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet these requirements.

1.3 Modifications. We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our Platform with a new "Last Updated" date. Your continued use of the Services after such modifications constitutes acceptance of the updated Terms.

II. DESCRIPTION OF SERVICES

2.1 Platform Services. Optionomics provides a financial data and analytics platform that offers options market data, analytics, artificial intelligence-driven insights, market sentiment analysis, and educational content related to financial markets and options. We do not facilitate trading or execute transactions.

2.2 Educational Purpose. Our Services are designed for educational and informational purposes only. We do not provide investment advice, recommendations, or personalized financial guidance.

2.3 Data Sources. Our platform aggregates and analyzes publicly available financial data. We do not guarantee the accuracy, completeness, or timeliness of any data or information provided.

III. INVESTMENT DISCLAIMERS AND RISK WARNINGS

3.1 No Investment Advice. Optionomics is NOT a registered investment adviser, broker-dealer, or financial planner. We do not provide investment advice, recommendations, or personalized financial guidance. All information provided is for educational purposes only.

3.2 No Securities Offerings. We do not offer, sell, or facilitate the purchase or sale of any securities, derivatives, or financial instruments. We do not execute trades or provide brokerage services. Our platform provides data analysis and educational content only.

3.3 Financial Risk Warning. While we provide data and analytics, any trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. Options trading is particularly risky and can result in the total loss of your investment. Past performance does not guarantee future results.

3.4 Professional Consultation Required. Before making any investment decisions, you should consult with qualified financial, legal, and tax professionals who can provide advice tailored to your specific financial situation and investment objectives.

3.5 AI-Generated Content Limitations. Our AI-powered features provide automated analysis based on historical data and algorithms. AI-generated insights should not be considered as investment recommendations and may contain errors or be based on incomplete information.

IV. USER RESPONSIBILITIES AND PROHIBITED CONDUCT

4.1 Account Security. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4.2 Accurate Information. You agree to provide accurate, current, and complete information when creating your account and to update such information as necessary.

4.3 Prohibited Activities. You agree not to:

• Use our Services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or other users' accounts
• Upload or transmit viruses, malware, or other harmful code
• Scrape, crawl, or harvest data from our platform without permission
• Interfere with or disrupt the integrity or performance of our Services
• Create false or misleading accounts or impersonate others
• Use our Services to distribute spam or unsolicited communications
• Reverse engineer, decompile, or disassemble our software

V. SUBSCRIPTION TERMS AND BILLING

5.1 Subscription Plans. We offer various subscription plans with different features and pricing. Current plans and pricing are displayed on our Platform and may be updated from time to time.

5.2 Billing and Payments. Subscription fees are billed in advance on a recurring basis (monthly or annually) depending on your selected plan. All fees are non-refundable except as required by law.

5.4 Automatic Renewal. Subscriptions automatically renew unless cancelled before the end of the current billing period. You may cancel your subscription at any time through your account settings.

5.5 Price Changes. We reserve the right to modify subscription prices with 30 days' advance notice. Price changes will apply to subsequent billing periods.

5.6 Payment Processing. Payments are processed by third-party payment processors. We do not store your payment information on our servers.

VI. INTELLECTUAL PROPERTY RIGHTS

6.1 Our Content. All content, features, and functionality of our Services, including but not limited to text, graphics, logos, software, data compilations, and AI algorithms, are owned by Optionomics or our licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services solely for their intended purpose in accordance with these Terms.

6.3 User Content. You retain ownership of any content you submit to our platform. By submitting content, you grant us a worldwide, royalty-free license to use, reproduce, and display such content in connection with our Services.

VII. PRIVACY AND DATA PROTECTION

7.1 Privacy Policy. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

7.2 Data Security. We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

7.3 Third-Party Services. Our platform may integrate with third-party services for analytics, payment processing, and other functionality. These services have their own privacy policies and terms of use.

VIII. DISCLAIMERS AND WARRANTIES

8.1 "AS IS" Basis. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

8.2 No Warranty of Accuracy. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED.

8.3 Third-Party Content. WE ARE NOT RESPONSIBLE FOR THE ACCURACY OR RELIABILITY OF THIRD-PARTY CONTENT OR DATA SOURCES USED IN OUR SERVICES.

IX. LIMITATION OF LIABILITY

9.1 Exclusion of Damages. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL OPTIONOMICS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, INVESTMENT LOSSES, OR DAMAGES RESULTING FROM DECISIONS MADE BASED ON OUR DATA OR ANALYTICS.

9.2 Cap on Liability. OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

9.3 Investment Losses. WE SHALL NOT BE LIABLE FOR ANY INVESTMENT LOSSES, FINANCIAL DAMAGES, OR ANY LOSSES RESULTING FROM YOUR USE OF OUR DATA, ANALYTICS, OR ANY INFORMATION PROVIDED ON OUR PLATFORM.

X. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Optionomics and its officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from: (a) your use of our Services; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any decisions you make based on data or information from our platform.

XI. TERMINATION

11.1 Termination by You. You may terminate your account at any time by cancelling your subscription through your account settings.

11.2 Termination by Us. We may suspend or terminate your account immediately, without prior notice, if you violate these Terms or engage in prohibited conduct.

11.3 Effect of Termination. Upon termination, your right to use our Services ceases immediately. Provisions that by their nature should survive termination shall survive, including limitations of liability, indemnification, and dispute resolution.

XII. DISPUTE RESOLUTION

12.1 Governing Law. These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

12.2 Arbitration. Any dispute arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. The arbitration shall take place in Delaware.

12.3 Class Action Waiver. You agree that any arbitration or legal proceeding shall be limited to the dispute between you and Optionomics individually. You waive any right to participate in class action lawsuits or class-wide arbitrations.

XIII. GENERAL PROVISIONS

13.1 Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Optionomics regarding our Services.

13.2 Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

13.3 Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

13.4 Force Majeure. We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control.