10-K · February 24, 2026
Truist’s 2025 10-K emphasizes execution of five core strategic priorities focused on growth in Wholesale Banking and Consumer & Small Business Banking, digital investment, risk discipline, and returning capital to…
Earnings analysis · 10-Q
TFC earnings analysis
Filed May 1, 2026 · Our reading of the company's report
The latest report
Truist Financial reported a strong Q1 2026 with revenue of $5.197 billion and EPS of $1.09, both exceeding estimates and reflecting a positive growth trajectory from the previous year. Management highlighted effective…
Read full summary
Truist Financial reported a strong Q1 2026 with revenue of $5.197 billion and EPS of $1.09, both exceeding estimates and reflecting a positive growth trajectory from the previous year. Management highlighted effective strategic execution and solid loan and deposit growth as key factors, while they maintained a cautious outlook given market conditions.
Where revenue came from
The business segments reported by the company.
Shares of the segments disclosed in this filing, largest first.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
Reported figures
- Earnings per share
- $1.09
What stood out
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Revenue Growth
Truist's Q1 2026 revenue reached $5.197 billion, up 5.1% year-over-year from $4.947 billion in Q1 2025.
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EPS Beat
Diluted EPS was reported at $1.09, a 25% increase over the previous year, outperforming the consensus of $1.00.
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Strong Noninterest Income Increase
Noninterest income rose by 12% to $1.553 billion driven by gains in investment banking and trading.
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Effective Tax Rate Improvement
The effective tax rate decreased to 12.4% from 17.9% last year, benefiting net income.
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Robust Capital Return
Truist returned $1.8 billion to shareholders through dividends and share repurchases in Q1 2026.
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Segment Performance
Consumer and Small Business Banking segment net income surged 27.3% to $733 million.
What to watch
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Increased Nonperforming Loans
Nonperforming loans increased to 0.50% of loans and leases HFI, up two basis points from December 31, 2025.
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Higher Provision for Credit Losses
Provision for credit losses rose to $479 million in Q1 2026, up from $458 million in Q1 2025.
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Market Conditions Caution
Management noted ongoing market challenges that may impact future growth.
Management's outlook
Outlook deferred to earnings press release / call.
Earlier filings 4
10-Q · October 30, 2025
Truist reported a quarter with modest revenue growth and margin expansion and an EPS beat. Total revenue was $7.844 billion (interest income $6,286M + noninterest income $1,558M), diluted EPS was $1.04 (vs $0.99…
10-Q · April 30, 2025
Truist reported modest year-over-year revenue and EPS growth for Q1 2025: total core revenue (net interest income plus noninterest income) rose to $4,899 million versus $4,818 million in Q1 2024, and diluted EPS…
10-K · February 25, 2025
Truist’s 2024 results reflect a strategic repositioning: management sold TIH (recognizing a $6.9 billion gain in discontinued operations) and executed a balance-sheet repositioning that produced $6.7 billion of…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.