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RMCF · 10-Q filed July 14, 2026

RMCF earnings analysis

What we found in RMCF's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Rocky Mountain Chocolate Factory reported disappointing Q4 FY 2026 results, with revenues of $7 million, down 4.1% year-over-year, and a diluted EPS of -$0.41, missing analyst estimates. The company's gross margin drastically declined to 3.7% from 6.9% a year prior, exacerbated by higher operational costs and reduced sales of packaged products.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Q4 Revenue Declines
Revenue fell to $7M, a 4.1% decrease from $7.3M in Q4 FY 2025.
EPS Worse than Expected
Diluted EPS reported at -$0.41, missing consensus estimates by $0.15.
Gross Margin Deterioration
Gross margin percentage decreased to 3.7% from 6.9% year-over-year, a 46.9% decline.
Segment Performance Mixed
Durango product and retail sales increased by 3.5%, while royalty and marketing fees decreased by 26.1%.
Increased Operating Loss
Operating loss widened to $1.0M for Q4 2026 compared to $0.1M in Q4 2025.
Cash Flow Decline
Operating cash flow used up $300K, contrasting with a $400K inflow in Q4 FY 2025.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

High Debt Covenants
Company is not in compliance with a key covenant of 5.3:1.0 compared to permitted 2.0:1.0.
Substantial Doubt on Going Concern
Substantial doubt about the company’s ability to continue operations beyond a year as reported.
Supply Chain Challenges
Expectations of ongoing higher costs due to inflation and disrupted supply chains impacting revenue.
The numbers

What they reported.

What the company itself reported, taken out of the document.

Earnings per share
$-0.41
Gross margin
3.7%
Segment
Durango product and retail sales growth: +3.5%
Segment
Franchise fees decline: -2.8%
Segment
Royalty and marketing fees decline: -26.1%
Guidance

What they said about what is next.

Outlook deferred to earnings press release / call.

How we read the filing overall

The filing reads worse than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-K · May 29, 2026
Rocky Mountain Chocolate Factory (RMCF) reported a total revenue of $27.5 million for FY 2026, a decrease of 7% from the previous year, alongside a significant net loss of $4.6 million attributed to higher operational…
10-Q · October 14, 2025
Rocky Mountain Chocolate Factory (RMCF) reported a total revenue of $6.8 million for the second quarter of fiscal 2026, a slight increase from $6.4 million in the previous year, reflecting a growth driven by improved…
10-Q · July 15, 2025
Rocky Mountain Chocolate Factory reported total revenue of $6,373,000 for the three months ended May 31, 2025, roughly flat versus the prior year ($6,407,000) while gross margin expanded materially to 31.1% and the…
10-Q · January 15, 2025
Rocky Mountain Chocolate Factory's Q3 2025 report shows slight revenue growth against both year-ago and prior quarter periods, though net losses remain high. Revenue increased to $7.89 million from $7.70 million…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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