10-Q · May 14, 2026
Rhinebeck Bancorp's Q1 2026 results reflect a modest performance with revenue reaching $12.66 million, an increase from the previous quarter, while diluted EPS stood at $0.20, representing a slight decline from the same…
Earnings analysis · 10-Q
RBKB earnings analysis
Filed August 13, 2026 · Our reading of the company's report
The latest report
The provided 10-Q extract is limited to controls, legal proceedings, risk factors, repurchase activity, and exhibits; it does not provide the income statement, balance sheet, cash flow statement, segment data, or MD&A…
Read full summary
The provided 10-Q extract is limited to controls, legal proceedings, risk factors, repurchase activity, and exhibits; it does not provide the income statement, balance sheet, cash flow statement, segment data, or MD&A needed to assess quarterly operating trends. Controls were deemed effective, and no material legal proceedings or material risk-factor changes were disclosed. Share repurchases totaled 98,938 shares at an average $16.09, but repurchases are prohibited for one year after the July 21, 2026 second-step conversion.
What stood out
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Disclosure controls remain effective
Management concluded that disclosure controls and procedures were effective as of June 30, 2026.
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Quarterly share repurchases continued
The company repurchased 98,938 shares during the quarter at an average price of $16.09 per share.
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Repurchase authorization remains available
A total of 463,457 shares remained available under the July 2025 repurchase plan as of June 30, 2026.
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No material legal proceedings disclosed
No material legal proceedings were pending as of the filing date; the company stated that no pending matters were expected to materially affect financial condition, results of operations, or cash flows.
What to watch
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Post-conversion repurchase restriction
The company is not permitted to repurchase shares for one year following completion of its second-step conversion on July 21, 2026, limiting use of the remaining 463,457-share authorization during that period.
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Prior repurchase plan exhausted
The company had no shares remaining available under the September 2022 repurchase plan as of June 30, 2026, reducing flexibility under that authorization.
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No updated risk-factor detail
The filing incorporates risk factors from the May 22, 2026 prospectus and states that there have been no material changes; however, it cautions that additional risks may adversely affect results.
Management's outlook
The provided filing extract does not include MD&A, financial statements, or quantitative outlook guidance. No numeric guidance can be determined.
Earlier filings 1
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.