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PSMT · 10-Q filed July 8, 2026

PSMT earnings analysis

What we found in PSMT's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

PriceSmart reported a strong third quarter, with revenue reaching $1.5 billion, up approximately 8.9% year-over-year. Diluted EPS improved to $1.62, reflecting a robust financial performance. Management highlighted ongoing investments in club openings and digital capabilities despite a decline in cash position and heightened capital expenditures impacting free cash flow.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Growth
Revenue increased to $1.5 billion, up $131 million or approximately 9.7% YoY.
EPS Improvement
Diluted EPS rose to $1.62, an increase of $0.17 or approximately 11.7% YoY.
Operating Margin Expansion
Operating margin improved to 5.1%, up from 4.6% in the prior quarter.
Segment Performance Strength
Continued club expansions and digital investments contributed significantly to growth.
Reduction in Inventory
Despite revenue growth, management reported a decline in cash and restricted cash.
Strategic Club Openings
Management plans several new club openings, enhancing future growth.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Cash Decline
Cash and restricted cash declined, affecting liquidity and operational flexibility.
Heightened CapEx
Increased capital expenditures reduced free cash flow to $12 million this quarter.
Currency Conversion Issues
U.S. dollar illiquidity in Trinidad and Honduras may impact revenue realization.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $82 Operating expenses $13 Left as operating profit $5
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$1.62
Gross margin
17.7%
Operating margin
5.1%
Guidance

What they said about what is next.

Management deferred detailed quantitative guidance to the earnings call.

How we read the filing overall

The filing reads better than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-Q · April 8, 2026
PriceSmart reported a solid quarter: revenues rose to $1,495,528,000 (up $131,642,000 or ~9.7% YoY) and diluted EPS was $1.62 (up $0.17 or ~11.7% YoY). Gross margin and operating margin both improved (gross ~17.7% and…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

Read the next one first.

We read every filing PSMT makes the day it lands, and put it next to what the options market did about it. Members get both, and an alert when a filing arrives.

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