10-K · March 11, 2026
Parke Bancorp positions itself as a regional community bank focused on commercial real estate, residential real estate and construction lending in Southern New Jersey, the Philadelphia area and New York, funding…
Earnings analysis · 10-Q
PKBK earnings analysis
Filed May 6, 2026 · Our reading of the company's report
The latest report
Parke Bancorp reported a strong start to fiscal year 2026, with net income reaching $11.8 million, up 52.3% from $7.8 million in Q1 2025. Revenue for the quarter was $22.9 million, reflecting continued growth driven by…
Read full summary
Parke Bancorp reported a strong start to fiscal year 2026, with net income reaching $11.8 million, up 52.3% from $7.8 million in Q1 2025. Revenue for the quarter was $22.9 million, reflecting continued growth driven by increased net interest income and a decrease in provisions for credit losses. The company saw notable improvements in EPS, rising to $0.99 from $0.65 a year ago, while its capital base strengthened with total equity increasing to $335.6 million.
Gross and operating margin
How much of each revenue dollar the business keeps.
One point per quarterly or annual filing. Both margins are shares of that report's revenue.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
Reported figures
- Earnings per share
- $0.99
What stood out
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Significant Revenue Growth
Total revenue for Q1 2026 was $22.9 million, up 52.3% from $15.0 million in Q1 2025.
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Strong EPS Performance
Diluted EPS for Q1 2026 was $0.99, up from $0.65 in the same quarter last year, marking a 52.3% increase.
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Improved Net Interest Income
Net interest income surged to $22.1 million in Q1 2026, a 33.3% increase compared to $16.6 million in Q1 2025.
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Reduction in Credit Loss Provision
Provision for credit losses decreased from $0.6 million in Q1 2025 to just $0.2 million in Q1 2026.
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Increase in Total Equity
Total equity rose to $335.6 million at March 31, 2026, up 3.4% from $324.5 million at December 31, 2025.
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Operational Cash Flow Increase
Operating cash flow increased to $13.0 million in Q1 2026 from $7.0 million a year ago.
What to watch
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Decreasing Cash Position
Cash and cash equivalents decreased 29.3% to $110.9 million from $156.9 million at December 31, 2025.
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Declining Deposits
Total deposits fell by 3.4%, down to $1.70 billion from $1.76 billion at the end of 2025.
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Geopolitical Uncertainty Impact
Heightened geopolitical tensions may affect operations and financial performance due to economic fluctuations.
Management's outlook
Outlook deferred to earnings press release / call.
Earlier filings 4
10-Q · November 5, 2025
Parke Bancorp reported a strong quarter driven by higher net interest income and loan growth: total revenue (net interest income plus noninterest income) was $21,014,000 in Q3 2025 and diluted EPS rose to $0.89. Loans…
10-Q · August 6, 2025
Parke Bancorp reported a stronger quarter with net income of $8.283M and diluted EPS of $0.69 for the three months ended June 30, 2025, driven by higher interest income and loan growth. Net interest income expanded to…
10-K · March 12, 2025
Parke Bancorp (Parke Bank) is a regional bank focused on commercial real estate, residential mortgage and construction lending in southern New Jersey, the Philadelphia area and parts of New York, funding growth…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.