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MTH · 10-Q filed April 24, 2026

MTH earnings analysis

What we found in MTH's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Meritage reported weaker Q1 results driven by lower closings, price concessions and margin pressure. Home closing revenue was $1,107,822,000 (down 17.5% YoY) and home closing gross margin compressed to 17.5% (down 450 bps), producing net earnings of $55.3 million for the quarter. Management emphasizes liquidity (cash $766.6 million and $829.0 million available on the Credit Facility) and execution priorities (record 345 active communities, ~2,600 lots purchased for $141.0 million), but the near-term demand environment remains challenged.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Strong liquidity position
Company ended the quarter with $766.6 million of cash and cash equivalents and $829.0 million available under the Credit Facility (~$1.6 billion total capacity).
Record active communities
Active communities reached a company high of 345 (vs 290 at March 31, 2025), supporting future volume optionality.
Construction cycle time improvement
Construction cycle times remained under 110 calendar days (improved from historically ~120+ days), which management cites as a production efficiency driver.
Share repurchases continuing
The company repurchased 1,815,820 shares during the quarter and has $384.1 million remaining under its repurchase program.
Active land investment
The company purchased approximately 2,600 lots for $141.0 million and spent $185.1 million on land development (net of reimbursements) in the quarter.
G&A cost reductions
General and administrative expenses decreased to $51.4 million, down $5.6 million from the prior year quarter.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Material revenue decline
Home closing revenue fell to $1,107,822,000, a 17.5% decrease from $1,342,104,000 in Q1 2025.
Gross margin compression
Home closing gross margin declined to 17.5% from 22.0% in the prior year quarter, a 450 basis point reduction (adjusted margin 17.8% vs 22.1%).
Earnings sharply lower
Net earnings were $55.3 million in the quarter versus $122.8 million in Q1 2025 (pre-tax earnings $72.5 million vs $160.2 million).
Order/backlog deterioration
Home orders decreased to 3,664 (down 5.5% YoY) and backlog value declined to $711,466,000 (down 12.4% YoY); homes in backlog were 1,865 (down 6.9%).
Rising cancellations and ASP pressure
Company cancellation rate rose to 11% (from 9% prior year) and average sales price on closings decreased to $373.4k (down $19.5k, or 5.0%).
Land closing losses and impairments
Land closing gross loss of $269,000 in Q1 2026 versus land closing gross profit of $3,165,000 in Q1 2025; real estate-related impairments and terminated land deal charges also impacted margins.
The numbers

What they reported.

What the company itself reported, taken out of the document.

Earnings per share
$0.86
Gross margin
17.5%
Segment
West: $336,183,000 home closing revenue (down 29.9% YoY; homes closed 686, down 31.3%)
Segment
Central: $376,300,000 home closing revenue (down 8.8% YoY; homes closed 1,108, down 6.7%)
Segment
East: $395,339,000 home closing revenue (down 12.1% YoY; homes closed 1,173, down 4.7%)
Guidance

What they said about what is next.

The 10-Q contains qualitative forward-looking language on liquidity and capital needs but does not provide explicit numeric FY2026 revenue or EPS guidance. (Separately, management updated full‑year 2026 home closing volume and revenue guidance to 'at or within 5% of full year 2025 results' in an 8‑K dated April 22, 2026.)

How we read the filing overall

The filing reads worse than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-K · February 13, 2026
Meritage positions itself as a value-oriented, scale homebuilder focused on affordable, move-in ready entry-level and first move-up homes (100% spec strategy) and introduced a 60-day closing ready guarantee beginning in…
10-Q · October 31, 2025
Meritage reported third-quarter closing revenue of $1,415,403,000 and diluted EPS of $1.39, both meaningfully lower than the year-ago quarter. Gross margin compressed to ~18.9% and earnings before taxes fell to…
10-Q · July 25, 2025
Meritage reported Q2 total closing revenue of $1,623,986,000 and diluted EPS of $2.04. Revenue and gross profit declined versus prior-year quarter (revenue down $69.8M; gross profit down $98.9M) while cash and liquidity…
10-Q · April 25, 2025
Meritage reported Q1 net earnings of $122,806 (diluted EPS $1.69) on total closing revenue of $1,357,525. Gross profit narrowed to $298,815 and earnings before income taxes fell to $160,159 versus the year-ago quarter.…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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