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KBH · 10-Q filed July 9, 2026

KBH earnings analysis

What we found in KBH's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

KB Home reported a disappointing Q2 2026 with revenues of $1.11 billion, exceeding expectations but with diluted EPS at $0.43, which was short of the $0.45 forecast. The company faced notable declines in homebuilding revenues, driven by reduced deliveries and lower average selling prices, amidst a challenging housing market characterized by high mortgage rates and inflationary pressures, leading to a cautious buyer sentiment.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Surpass Estimates
Total revenue of $1.11 billion outperformed estimates of $1.09 billion, showing a slight positive surprise.
Sharp EPS Decline
Diluted EPS of $0.43 fell short of the expected $0.45, representing a 71% decline year-over-year.
Net Income Down 75%
Net income decreased to $27.3 million from $107.9 million in the prior year, a 75% drop.
Operational Challenges
Homebuilding revenues fell 27% year-over-year due to a 23% decrease in homes delivered.
Community Count Growth
KB Home's community count increased by 11% year-over-year to 280 communities.
Liquidity Remains Strong
Total liquidity at $1.12 billion as of May 31, 2026, including cash of $199.8 million.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Significant Revenue Decline
Homebuilding revenues decreased by 27% year-over-year, reflecting ongoing market challenges.
High Cancellation Rates
Cancellation rates remained at 12%, indicating potential future revenue volatility amid buyer sentiment issues.
Increased Debt Leverage
Debt to capital ratio increased to 34.1%, up from 30.3% as borrowing reached $275 million under the Credit Facility.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $84 Operating expenses $13 Left as operating profit $3
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$0.43
Gross margin
15.2%
Operating margin
2.5%
Segment
Homebuilding
Segment
Financial Services
Guidance

What they said about what is next.

Guidance for Q3 2026 includes housing revenues expected to be between $1.20 billion to $1.35 billion, with deliveries projected at 2,600 to 2,800 homes.

How we read the filing overall

The filing reads worse than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-Q · April 9, 2026
KB Home reported a weaker Q1 (period ended Feb 28, 2026): total revenue declined to $1,077,011,000 and diluted EPS fell to $0.52. Homebuilding gross margins and operating income compressed materially year-over-year,…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

Read the next one first.

We read every filing KBH makes the day it lands, and put it next to what the options market did about it. Members get both, and an alert when a filing arrives.

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