10-K · February 20, 2026
The Hartford’s 2025 Form 10-K emphasizes underwriting-led growth, expanding distribution and AI/digital enablement as strategic priorities while highlighting scale in P&C and employee benefits. The company reported…
Earnings analysis · 10-Q
HIG earnings analysis
Filed April 23, 2026 · Our reading of the company's report
The latest report
The Hartford reported consolidated Q1 revenue of $7,226,000,000 and GAAP net income available to common stockholders of $851 million, or $3.04 per diluted share. Revenue exceeded the consensus/estimate while GAAP EPS of…
Read full summary
The Hartford reported consolidated Q1 revenue of $7,226,000,000 and GAAP net income available to common stockholders of $851 million, or $3.04 per diluted share. Revenue exceeded the consensus/estimate while GAAP EPS of $3.04 missed the $3.37 estimate; core earnings were $866 million, or $3.09 per diluted share. The 10-Q shows active capital returns with 3,797,956 shares repurchased in the quarter (average price $138.58) and a remaining repurchase capacity of approximately $1,098 million under the $3.3 billion authorization.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
Reported figures
- Earnings per share
- $3.04
What stood out
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Consolidated revenue beat
Q1 consolidated revenue of $7,226,000,000 exceeded consensus/estimate (estimate $6,912,452,720) and rose roughly $416 million (≈6.1%) versus 2025 Q1 revenue of $6.81B.
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GAAP net income positive
GAAP net income available to common stockholders was $851 million, supporting diluted EPS of $3.04 for the quarter.
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Core earnings show underlying strength
Core earnings were $866 million, or $3.09 per diluted share, slightly above GAAP EPS and indicating operating robustness.
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Material share repurchases
The Company repurchased 3,797,956 shares in Q1 at an average price of $138.58 per share and repurchased 0.8 million shares from April 1–22, 2026 for $111.
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Large remaining buyback capacity
Board authorization allows up to $3.3 billion through Dec 31, 2026 with approximately $1,098 million of capacity remaining as of March 31, 2026.
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Controls and disclosure - no material changes
Management concluded disclosure controls and procedures were effective as of March 31, 2026 and reported no changes materially affecting internal control over financial reporting.
Management's outlook
The 10-Q and accompanying release did not provide numeric forward revenue or EPS guidance. Management typically provides quantitative outlooks in earnings releases and calls; no numeric FY/quarter guidance was included in the filing.
Earlier filings 4
10-Q · October 27, 2025
The Hartford reported a stronger-than-expected quarter with consolidated revenue of $7,232,000,000 and diluted EPS of $3.78, driven by margin expansion and improved underwriting. Core earnings rose to $1,077 (three…
10-Q · October 24, 2024
Net income for the three months ended September 30, 2024 increased to $767 million (from $651 million a year earlier) and core earnings rose to $752 million (from $708 million). Operating cash flow strengthened—net cash…
10-Q · April 27, 2023
Net income for Q1 2023 increased to $535 million (from $443 million in Q1 2022), while core earnings decreased to $536 million (from $559 million). Operating cash flow strengthened to $871 million (vs. $429 million),…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.