HIG earnings analysis
What we found in HIG's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.
Our reading of the filing · Free to read, no account needed
The Hartford reported consolidated Q1 revenue of $7,226,000,000 and GAAP net income available to common stockholders of $851 million, or $3.04 per diluted share. Revenue exceeded the consensus/estimate while GAAP EPS of $3.04 missed the $3.37 estimate; core earnings were $866 million, or $3.09 per diluted share. The 10-Q shows active capital returns with 3,797,956 shares repurchased in the quarter (average price $138.58) and a remaining repurchase capacity of approximately $1,098 million under the $3.3 billion authorization.
The parts that mattered.
Pulled out of the filing itself, with the figures the company reported.
- Consolidated revenue beat
- Q1 consolidated revenue of $7,226,000,000 exceeded consensus/estimate (estimate $6,912,452,720) and rose roughly $416 million (≈6.1%) versus 2025 Q1 revenue of $6.81B.
- GAAP net income positive
- GAAP net income available to common stockholders was $851 million, supporting diluted EPS of $3.04 for the quarter.
- Core earnings show underlying strength
- Core earnings were $866 million, or $3.09 per diluted share, slightly above GAAP EPS and indicating operating robustness.
- Material share repurchases
- The Company repurchased 3,797,956 shares in Q1 at an average price of $138.58 per share and repurchased 0.8 million shares from April 1–22, 2026 for $111.
- Large remaining buyback capacity
- Board authorization allows up to $3.3 billion through Dec 31, 2026 with approximately $1,098 million of capacity remaining as of March 31, 2026.
- Controls and disclosure - no material changes
- Management concluded disclosure controls and procedures were effective as of March 31, 2026 and reported no changes materially affecting internal control over financial reporting.
What they reported.
What the company itself reported, taken out of the document.
- Earnings per share
- $3.04
What they said about what is next.
The 10-Q and accompanying release did not provide numeric forward revenue or EPS guidance. Management typically provides quantitative outlooks in earnings releases and calls; no numeric FY/quarter guidance was included in the filing.
The filing reads about the same as the one before it.
What came before.
- 10-K · February 20, 2026
- The Hartford’s 2025 Form 10-K emphasizes underwriting-led growth, expanding distribution and AI/digital enablement as strategic priorities while highlighting scale in P&C and employee benefits. The company reported…
- 10-Q · October 27, 2025
- The Hartford reported a stronger-than-expected quarter with consolidated revenue of $7,232,000,000 and diluted EPS of $3.78, driven by margin expansion and improved underwriting. Core earnings rose to $1,077 (three…
- 10-Q · October 24, 2024
- Net income for the three months ended September 30, 2024 increased to $767 million (from $651 million a year earlier) and core earnings rose to $752 million (from $708 million). Operating cash flow strengthened—net cash…
- 10-Q · April 27, 2023
- Net income for Q1 2023 increased to $535 million (from $443 million in Q1 2022), while core earnings decreased to $536 million (from $559 million). Operating cash flow strengthened to $871 million (vs. $429 million),…
This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.
Read the next one first.
We read every filing HIG makes the day it lands, and put it next to what the options market did about it. Members get both, and an alert when a filing arrives.
Cancel anytime · Month to month · Switch tiers whenever