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FARM · 10-Q filed February 13, 2026

FARM earnings analysis

What we found in FARM's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Farmer Bros. reported quarterly net sales of $88.923 million and GAAP diluted EPS of $(0.22), driven by a $32.267 million gross profit but a $(4.136) million operating loss. YoY revenue and gross profit declined while leverage increased (revolver borrowings rose to $21.3 million) and operating cash flow remained negative for the six months ended December 31, 2025. Liquidity and covenant-trigger risk are the primary near-term concerns.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue roughly stable year-over-year
Net sales were $88,923,000 for the quarter versus $90,021,000 in the prior-year quarter (a decline of $1,098,000), showing only a modest YoY change as reported in the consolidated statements of operations.
Gross profit remains positive
Gross profit of $32,267,000 was reported (cost of goods sold $56,656,000), leaving gross dollars to absorb SG&A despite a YoY decline from $38,839,000 in the prior-year quarter (down $6,572,000).
Operating loss and EPS miss
Loss from operations was $(4,136,000) (versus income from operations $1,018,000 in the prior-year quarter) and diluted GAAP EPS was $(0.22) compared with $0.01 in the prior-year quarter.
Increased revolver borrowings provide near-term liquidity
Long-term borrowings under the revolving credit facility increased to $21,300,000 as of December 31, 2025 from $14,300,000 at June 30, 2025; net cash provided by financing activities for the six months was $6,895,000 (reflecting $7,000,000 proceeds).
Working capital broadly stable
Accounts receivable, net was $25,527,000 (up $769,000 from $24,758,000 at June 30, 2025) and inventories were $49,395,000 (down $444,000 from $49,839,000 at June 30, 2025), per the balance sheet.
Balance sheet equity decline
Total stockholders' equity decreased to $35,658,000 at December 31, 2025 from $43,548,000 at June 30, 2025 (a decline of $7,890,000); accumulated deficit increased to $(53,761,000) from $(44,870,000).
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Negative operating cash flow
Net cash used in operating activities was $(5,793,000) for the six months ended December 31, 2025 (versus $5,046,000 provided in the prior-year six months), indicating weakened operating cash generation.
Low unrestricted cash and higher revolver borrowings
Unrestricted cash and cash equivalents were $4,186,000 at December 31, 2025 (down from $6,796,000 at June 30, 2025) while revolver borrowings totaled $21,300,000, increasing short-term liquidity pressure.
Covenant sensitivity on revolver availability
The Revolver Agreements require that if availability falls below $9,375,000 the Company must maintain a fixed charge coverage ratio of at least 1.00:1.00 — with cash of $4,186,000 and $21,300,000 drawn on the revolver at Dec 31, 2025, availability could be constrained.
Profitability deterioration
Cost of goods sold rose to $56,656,000 while gross profit declined to $32,267,000, producing an operating loss of $(4,136,000) and a net loss of $(4,866,000) for the quarter, all worse versus the prior-year quarter as shown in the statements of operations.
Equity cushion shrinking
Total stockholders' equity fell to $35,658,000 at December 31, 2025 from $43,548,000 at June 30, 2025 and accumulated deficit widened to $(53,761,000), reducing financial flexibility.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $64 Operating expenses $41 Left as operating profit $-5
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$-0.22
Gross margin
36.3%
Operating margin
-4.7%
Guidance

What they said about what is next.

The Form 10-Q does not provide explicit numeric forward guidance. MD&A statements in this filing do not include quantitative 'expects' or 'anticipates' targets; outlook appears deferred to other communications (press release/earnings call).

How we read the filing overall

The filing reads worse than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-Q · November 6, 2025
Farmer Bros. reported net sales of $81,601,000 and a net loss of $(4,025,000) (EPS $(0.19)) for the three months ended September 30, 2025. Revenue and gross profit declined YoY while gross margin compressed to 39.8% and…
10-K · September 11, 2025
Farmer Bros. presents a one-segment coffee, tea and allied-products business focused on growth via its nationwide DSD network, manufacturing/network optimization and sustainability programs (Project D.I.R.E.C.T.®…
10-Q · May 8, 2025
Farmer Bros. reported Q3 net sales of $82,054 (thousands), down from $85,358 in the prior-year quarter, and delivered a diluted loss per share of $(0.23) versus $(0.03) a year earlier. Gross profit was modestly higher…
10-Q · February 6, 2025
Farmer Bros. reported net sales of $90,021,000 and diluted EPS of $0.01 for the three months ended December 31, 2024. Gross profit improved to $38,839,000 (43.1% margin) versus the prior-year quarter, but operating…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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