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DLX · 10-Q filed May 7, 2026

DLX earnings analysis

What we found in DLX's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Deluxe Corporation reported Q1 2026 results with revenue of $538.1 million, slightly above estimates, and a diluted EPS of $1.05, significantly surpassing expectations. The revenue reflects a 0.3% increase year-over-year, driven by growth in the payments and data businesses despite a downturn in the Print segment. Management noted strong operational efficiency and an improved adjusted EBITDA margin.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Growth Beats Projections
Revenue for Q1 2026 was $538.1 million, surpassing the $534.8 million estimate.
Notable EPS Surge
Diluted EPS increased to $1.05 from $0.75 YoY, exceeding the estimate of $0.89.
Strong Performance in Segments
Payments and data segments grew 12.5% YoY, enhancing overall revenue.
Cost Management Success
SG&A expenses decreased by 7.1% YoY, contributing to improved net income of $35.8 million.
Free Cash Flow Improvement
Free cash flow increased by $3 million to reach $27.3 million.
Adjusted EBITDA Margins Up
Adjusted EBITDA margin rose to 21.9%, up from 18.7% YoY.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Declining Print Segment Revenue
Print segment revenue fell by 10% YoY, driven by reduced order volumes and demand softness.
Dependence on Price Adjustments
Revenue growth in certain segments relies heavily on ongoing pricing strategies amid inflation.
Market Volatility and Economic Uncertainty
Ongoing geopolitical unrest and inflationary pressures could impact operations.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $47 Operating expenses $44 Left as operating profit $9
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$1.05
Gross margin
52.9%
Operating margin
9.2%
Segment
Merchant Services
Segment
B2B Payments
Segment
Data Solutions
Segment
Print
Guidance

What they said about what is next.

Management anticipates a decline of 1% to 2% in comparable adjusted revenue for the full year.

How we read the filing overall

The filing reads better than the one before it.

One reading of one document. It is not advice, and it is not a forecast.

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

Read the next one first.

We read every filing DLX makes the day it lands, and put it next to what the options market did about it. Members get both, and an alert when a filing arrives.

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