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CWAN · 10-Q filed May 7, 2026

CWAN earnings analysis

What we found in CWAN's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Clearwater Analytics reported a robust Q1 2026, showcasing a significant revenue increment of 74% year-over-year to $221.2 million, alongside an EPS of $0.16, beating analyst expectations of $0.14. Despite challenges, including increased costs and a net loss for stakeholders, strong revenue growth was driven by a rise in client assets onboarding and a higher client base.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Breaks Previous Records
Revenue surged to $221.2 million, a 74% increase from $126.9 million in Q1 2025.
EPS Exceeds Consensus
EPS reported at $0.16, outperforming the estimated $0.14 by 14.29%.
Strong Client Growth
Added over 1,000 net new clients in 2025, contributing to significant revenue growth.
Consistent High Client Retention
Gross revenue retention rate maintained at over 98% for 27 of the last 29 quarters.
Annual Recurring Revenue Up
Annualized recurring revenue increased 76.5% year-over-year at $871.8 million.
Adjusted EBITDA Margin Stable
Retained an adjusted EBITDA margin of 35%, consistent with prior year.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Significant Net Loss
Reported net loss of $2.8 million compared to a net income of $6.9 million in Q1 2025.
High Interest Expense
Interest expense skyrocketed to $12.6 million from $0.9 million, spurred by new borrowings.
Fluctuating Revenue Based on Market Conditions
Revenue is affected by daily value of assets on the platform; risks include market volatility.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $34 Operating expenses $62 Left as operating profit $4
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$0.16
Gross margin
66%
Operating margin
4%
Guidance

What they said about what is next.

No explicit guidance provided; future outlook contingent on ongoing merger and client acquisitions.

How we read the filing overall

The filing reads better than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-K · February 18, 2026
Clearwater Analytics Holdings, Inc.'s 10-K filing for the year ended December 31, 2025, indicates a robust financial performance with a significant increase in revenue driven by acquisitions and organic growth, leading…
10-Q · November 5, 2025
Clearwater Analytics Holdings, Inc. reported strong revenue growth of 77% year-over-year for Q3 2025, totaling $205 million. The revenue increase was driven by new client acquisitions and existing clients adding assets…
10-Q · August 6, 2025
Clearwater Analytics (CWAN) reported a strong Q2 2025 with total revenue of $181.9 million, up 70% year-over-year, and gross margin at 65.1%. However, the company experienced a net loss of $24.2 million, driven by…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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