10-K · June 18, 2026
Central Plains Bancshares delivered solid fiscal 2026 growth, with assets up 9.8%, loans up 11.5%, net interest income up 12.8% and diluted EPS rising to $1.05. The strategy is emphasizing loan and deposit expansion,…
Earnings analysis · 10-Q
CPBI earnings analysis
Filed August 12, 2026 · Our reading of the company's report
The latest report
The provided 10-Q excerpt does not include the income statement, balance sheet, cash-flow statement, segment data, or MD&A financial results, so revenue, margins, EPS, liquidity, and year-over-year trends cannot be…
Read full summary
The provided 10-Q excerpt does not include the income statement, balance sheet, cash-flow statement, segment data, or MD&A financial results, so revenue, margins, EPS, liquidity, and year-over-year trends cannot be assessed from the filing text supplied. The company repurchased 16,348 shares during the quarter and had 112,330 shares remaining under its authorization as of June 30, 2026. Controls were reported effective, no material legal proceedings were identified, and no quantitative guidance was provided.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
What stood out
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16,348 shares repurchased
The company repurchased 16,348 shares during the quarter under its board-approved program, including 7,547 shares in June at an average price of $18.62 per share.
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112,330 shares remain authorized
The repurchase authorization had 112,330 shares remaining as of June 30, 2026, versus the original authorization of up to 200,000 shares.
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Effective disclosure controls
Management concluded that disclosure controls and procedures were effective as of June 30, 2026, and reported no material change in internal control over financial reporting during the quarter.
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No material legal proceedings
The company reported no pending legal proceedings other than routine ordinary-course matters, with no material expected impact on financial condition or results of operations.
What to watch
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Ongoing capital deployment
The company repurchased 16,348 shares during the quarter, using cash that could otherwise support lending, investments, or other corporate purposes; 112,330 shares remained available under the program at June 30, 2026.
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Potential CFO severance obligation
The CFO change-in-control agreement is included as Exhibit 10.1. The prior disclosed agreement provides severance of 3 times specified salary and bonus amounts and up to 18 months of COBRA reimbursement upon a qualifying termination.
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No updated risk-factor disclosure
The filing states that risk-factor disclosure is not required because the company is a smaller reporting company; consequently, the provided 10-Q does not update risks relative to the prior filing.
Management's outlook
The provided 10-Q excerpt contains no quantitative revenue or EPS outlook. Numeric financial guidance was not provided.
Earlier filings 3
10-Q · February 11, 2026
The provided extract does not include the income statement, balance sheet, cash-flow statement, segment disclosures, or MD&A, so operating trends and liquidity cannot be assessed. The company repurchased 12,083 shares…
10-Q · November 13, 2025
The provided excerpt does not include the financial statements or MD&A, so revenue, margins, EPS, balance-sheet trends, cash flow, segment performance, and quantitative outlook cannot be assessed. The available…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.