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CLPR · 10-Q filed May 14, 2026

CLPR earnings analysis

What we found in CLPR's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Clipper Realty Inc. reported a decline in revenues for Q1 2026, generating total revenues of $38.1 million, down 5.0% from the prior year. The company's net loss increased substantially to $8.8 million compared to a loss of $952,000 in the same quarter last year, mainly attributed to a significant decrease in commercial rental income and additional litigation settlements.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Decline of 5.0%
Total revenues for Q1 2026 were $38.1 million, down from $39.4 million in Q1 2025.
Net Loss Increased
Net loss reached $8.8 million in Q1 2026, significantly higher than the $952,000 loss in the same quarter last year.
Increase in Residential Income
Residential rental income grew to $31.9 million, up from $29.2 million, a 9.2% increase year-over-year.
Significant Increase in Interest Expense
Interest expense net increased to $12.783 million from $10.964 million, a rise of 16.6%.
Cash Decline Amid Increased Losses
Cash and cash equivalents decreased to $26.1 million as of March 31, 2026, down from higher levels earlier.
Elevated Occupancy Levels
The company reported continued elevated occupancy levels in its residential properties, indicating strong demand despite overall revenue decline.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Dependence on City of New York lessees
Dependency on the City of New York as a tenant poses risks with commercial leases, comprising 21% of total revenues, as negotiations for extension and re-leasing have uncertainties.
Default on $125 Million Loan
The company faces material risk due to impending foreclosure on a $125 million loan, as legal actions have commenced due to defaults.
Potential for Significant Litigation Costs
Upcoming litigation settlements could further strain financial resources, as seen with the reported $3.6 million loss reserve in Q1.
The numbers

What they reported.

What the company itself reported, taken out of the document.

Earnings per share
$-8.8
Segment
Residential Rental Properties
Segment
Commercial Rental Properties
Guidance

What they said about what is next.

No numeric guidance provided, outlook focuses on litigation risk and potential tenant challenges.

How we read the filing overall

The filing reads worse than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-Q · August 1, 2024
Q2 2024 results show operational improvement with total revenues of $37,346,000 (up $2,803,000 or +8.1% vs $34,543,000 in Q2 2023) and income from operations of $9,998,000 (up $1,959,000). Net loss narrowed to…
10-K · March 14, 2024
Clipper Realty positions itself as a New York City-focused owner/operator of multifamily and commercial properties, deriving roughly 70% of revenue from residential rents and operating two reportable segments…
10-Q · November 2, 2023
Clipper Realty reported quarter revenue of $35,128,000 (3Q23), up from $32,800,000 in 3Q22, with income from operations rising to $9,202,000 from $7,298,000 a year ago. The company recorded a GAAP net loss attributable…
10-K · March 16, 2023
Clipper Realty is a New York City–focused, self-managed REIT that owns and repositions multifamily residential and commercial properties in Manhattan and Brooklyn. Its stated strategy is to increase below-market rents,…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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