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SACH · 10-Q filed May 20, 2026

SACH earnings analysis

What we found in SACH's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Sachem Capital Corp. reported Q1 2026 financial results showcasing revenue of $9.8 million and an EPS of $0.02, meeting expectations. The company announced a strategic transaction with IRG, reflecting positive growth potential despite a net loss of $7.2 million, framed within increased transaction expenses and a material credit loss adjustment.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Revenue Rebounded
Revenue for Q1 2026 was $9.8 million, growing from $9 million in Q4 2025, reflecting a steady recovery.
EPS in Line with Expectations
Diluted EPS for Q1 2026 was $0.02, consistent with consensus estimates.
Strategic Transaction with IRG Announced
Sachem Capital announced a significant strategic partnership aimed at enhancing growth through an industrial-focused portfolio.
Cash Flow Improvement
Operating cash flow increased significantly to $835,000 in Q1 2026 compared to just $191,000 in Q1 2025.
Decrease in Operating Costs
Total operating expenses escalated to $5.7 million in Q1 2026, but are showing a focus on strategic investments.
Gross Margin Stabilization
Gross margin improved at 6.76%, up from 5.3% in Q4 2025, as operational efficiencies take effect.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Significant Net Loss Posted
Sachem Capital recorded a net loss of $7.2 million in Q1 2026, a stark contrast to a slight profit of $0.9 million in Q1 2025.
High Provision for Credit Losses
A provision for credit losses increased dramatically to $5.37 million, up from $1.05 million in the prior year period, indicating rising credit risks.
Material Weakness in Internal Controls
A material weakness was identified in internal controls over financial reporting, which could lead to inaccurate financial statements.
The numbers

What they reported.

What the company itself reported, taken out of the document.

Earnings per share
$0.02
Gross margin
6.76%
Guidance

What they said about what is next.

Management's outlook is primarily focused on the completion of the strategic transaction with IRG and increased scrutiny on credit.

How we read the filing overall

The filing reads about the same as the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-K · March 13, 2026
Sachem Capital Corp. reported a revenue of $12,721,000 for Q4 2025, exceeding prior estimates, while full year 2025 net income stabilized at $1.8 million after severe losses in 2024. The company successfully…
10-Q · November 5, 2025
Sachem Capital Corp. reported a mixed performance for Q3 2025, with total revenue of $12 million, which exceeded estimates by about 11.4%. However, earnings per share came in at break-even rather than the expected…
10-Q · August 5, 2025
Sachem Capital Corporation reported Q2 2025 results showing stable EPS at $0.02, aligning with estimates, while revenue fell to $10.8 million, down 28.9% year-over-year due to reduced loan origination and an increase in…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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