10-Q · May 13, 2026
Presurance Holdings, Inc. reported Q4 2025 revenue of $5.687 million and an EPS loss of -$1.24, falling short of consensus expectations. The company continues to see significant operational challenges as evidenced by…
Earnings analysis · 10-Q
PRHI earnings analysis
Filed August 12, 2026 · Our reading of the company's report
The latest report
The extracted filing does not include the income statement, balance sheet, cash flow statement, segment data, or MD&A, so quarter-over-quarter and year-over-year operating trends cannot be assessed. Management reported…
Read full summary
The extracted filing does not include the income statement, balance sheet, cash flow statement, segment data, or MD&A, so quarter-over-quarter and year-over-year operating trends cannot be assessed. Management reported effective disclosure controls as of June 30, 2026 and no material internal-control changes during the quarter. The main disclosed transaction was a non-cash exchange of 1,600 Series C preferred shares for 1,600 Series D shares, extending maturity from April 2, 2027 to April 2, 2028; no material risk-factor changes were reported.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
What stood out
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Controls Remained Effective
Management concluded that disclosure controls and procedures were effective as of June 30, 2026, and reported no changes during the three months ended June 30, 2026 that materially affected, or were reasonably likely to materially affect, internal control over financial reporting.
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Preferred Stock Exchange Completed
On May 11, 2026, the company exchanged 1,600 Series C preferred shares for 1,600 newly designated Series D preferred shares, with no cash consideration.
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Preferred Maturity Extended
The exchanged preferred stock now matures on April 2, 2028, extending the maturity date from April 2, 2027.
What to watch
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Related-Party Preferred Stock
The company issued 1,600 shares of Series D Preferred Stock to an entity affiliated with director Jeffrey Hakala on May 11, 2026, creating an affiliate-related financing disclosure and governance consideration.
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Outstanding Preferred Obligation
The Series D Preferred Stock remains outstanding with a maturity date of April 2, 2028; the filing states that 1,600 shares were outstanding after the exchange, indicating a continuing preferred-stock obligation.
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Existing Risks Remain
The filing states there were no material changes to the risk factors disclosed in the March 27, 2026 Form 10-K, so existing risks remain applicable without additional quarterly mitigation detail.
Management's outlook
The extracted 10-Q does not provide quantitative revenue or EPS guidance. No change to prior outlook is disclosed.
Earlier filings 4
10-K · March 27, 2026
Presurance Holdings, Inc. experienced significant challenges in 2025, resulting in a net loss of $18.4 million on revenues of approximately $5.7 million. The company has shifted its focus away from commercial lines,…
10-Q · November 12, 2025
Presurance Holdings, Inc. reported a net loss of $4.0 million, or $0.32 per share for Q3 2025, significantly improved from a loss of $6.9 million, or $0.60 per share in Q3 2024. Revenue decreased to $6.8 million, a…
10-Q · August 13, 2025
PRHI's second quarter results reveal a recovery with net income of $2.1 million or $0.17 per share, versus a loss of $3.7 million or $0.31 per share in the same quarter last year. The company reported an 11.1% increase…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.