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Earnings analysis · 10-Q

OBK earnings analysis

Filed May 6, 2026 · Our reading of the company's report

The latest report

Origin Bancorp's Q1 2026 10-Q filing reflects stable earnings with net income up 23.6% to $27.7 million and an EPS increase to $0.89, in line with analyst estimates. Revenue rose to $104.0 million, surpassing…

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Origin Bancorp's Q1 2026 10-Q filing reflects stable earnings with net income up 23.6% to $27.7 million and an EPS increase to $0.89, in line with analyst estimates. Revenue rose to $104.0 million, surpassing expectations, driven by increased interest income and solid deposit growth.

Read the original on SEC.gov

Reported figures

Earnings per share
$0.89

What stood out

  • Robust Revenue Growth

    Revenue increased to $104.0 million, a rise of 3.1% from Q1 2025, exceeding estimates.

  • EPS Met Expectations

    EPS for Q1 2026 was reported at $0.89, matching analyst estimates.

  • Strong Net Interest Income

    Net interest income rose 11.2% to $87.2 million, attributed to lower interest expenses.

  • Increased Loan Portfolio

    Total loans held for investment reached $7.86 billion, marking a 2.5% increase from December 31, 2025.

  • Higher Cash Reserves

    Cash and cash equivalents grew 57.0% to $666.2 million compared to December 31, 2025.

  • Dividend Increase Announced

    Quarterly dividend increased from $0.15 to $0.25 per share, reflecting earnings strength.

What to watch

  • Increase in Nonperforming Assets

    Nonperforming loans rose to $87.3 million, a 7.4% increase from the previous quarter.

  • Higher Provision for Credit Losses

    Provision for loan credit losses increased to $5.0 million, up $1.5 million year-over-year.

  • Cybersecurity Risk

    Management noted ongoing risks related to cybersecurity threats and mitigation efforts.

Management's outlook

Management did not provide forward numeric guidance, deferring specific expectations to future earnings calls.

Earlier filings 1

10-K · April 30, 2026

Origin Bancorp reported a year-over-year increase in revenue and operating performance in its 2025 10-K filing. The company's strategic expansion into Birmingham, Alabama, and strong free cash flow generation of $35M in…

This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.