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MGLD · 10-Q filed May 8, 2026

MGLD earnings analysis

What we found in MGLD's 10-Q: the parts that mattered, the offsets in the same document, and what the company said about what comes next.

Our reading of the filing · Free to read, no account needed

Marygold Companies, Inc. reported increased quarterly revenue and a significant net income turnaround, with revenue rising to $7.189 million, a 30% increase from $5.522 million in the prior year. The operating loss narrowed by 91% year-over-year, reflecting improved performance, particularly in their U.S. fund management segment due to higher Assets Under Management. However, challenges remain with cash levels down and ongoing expenditures in fintech development.

What stood out

The parts that mattered.

Pulled out of the filing itself, with the figures the company reported.

Strong Revenue Growth
Q3 revenue reached $7.189 million, up 30% from $5.522 million in the same period last year.
Improved Net Income
Net income of $222,000 represents a turnaround from a loss of $1,012,000 a year ago.
Reduced Operating Loss
Operating loss narrowed significantly to $136,000, a 91% improvement from $1,572,000.
Segment Performance: U.S. Fund Management
This segment's revenue grew by $2.2 million, a 55% increase, attributed to higher average AUM.
Lower Operating Expenses
Operating expenses decreased to $6,927,000, down from $6,446,000 year-over-year.
Working Capital Position
Strong working capital of $12.6 million as of March 31, 2026.
What to watch

And the other side of it.

The offsets in the same document — the things a summary that only listed the good news would have left out.

Declining Cash Reserves
Cash decreased to $3.0 million, a 41% drop from $5.0 million as of June 30, 2025.
Negative Cash Flow
Operating activities used $2.4 million in cash over the nine months ended March 31, 2026.
Ongoing Development Costs for Fintech
Continued investment of $19.5 million in the fintech app has raised concerns over cash utilization.
The numbers

What they reported.

What the company itself reported, taken out of the document.

What survived to operating profit
Of every $100 of revenue Cost of sales $6 Operating expenses $96 Left as operating profit $-2
Percentages of revenue, taken from the filing. Drawn this way because it holds whatever scale the company reports in.
Earnings per share
$0.01
Gross margin
94.5%
Operating margin
-1.89%
Segment
U.S. Fund Management
Segment
Beauty Products
Segment
U.S. and U.K. Financial Services
Guidance

What they said about what is next.

Outlook deferred to earnings press release / call.

How we read the filing overall

The filing reads better than the one before it.

One reading of one document. It is not advice, and it is not a forecast.
Earlier filings

What came before.

10-Q · February 5, 2026
Marygold reported quarterly revenue of $7,643,000 and GAAP diluted loss per share of $0.01 for the three months ended December 31, 2025. Gross margin remained strong at 74.0% while operating loss narrowed to $(631,000)…
10-Q · November 7, 2025
Marygold reported quarterly revenue of $6,963,000 (down from $7,910,000 a year ago) and GAAP net loss of $356,000 (improved from a $1,586,000 loss prior-year). Gross margin expanded to about 77.1% while operating loss…
10-Q · May 8, 2025
Marygold reported Q3 revenue of $7,027,000, down $853,000 (10.8%) versus the prior-year quarter, with gross margin expanding to 75.0% but an operating loss of $1,504,000 (operating margin -21.4%). Net loss widened to…
10-Q · February 5, 2025
Marygold reported Q2 revenue of $8,004,000 (down $453,000 vs. $8,457,000 a year ago) with gross profit of $5,928,000 (74.1%). Loss from operations widened to $(1,826,000) (operating margin -22.8%) and net loss was…

This is our reading of a public filing, not the filing. Read the original on SEC.gov · Educational only. Nothing here is investment advice.

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