10-K · February 19, 2026
Assurant presents multi-year top-line and segment profitability expansion driven by Global Lifestyle (mobile) and a strong Global Housing lender-placed book. The company highlights $12.35B of net earned premiums, fees…
Earnings analysis · 10-Q
AIZ earnings analysis
Filed May 7, 2026 · Our reading of the company's report
The latest report
Assurant, Inc. reported strong Q1 2026 results with net income rising 87% to $274.1 million, driven by lower catastrophe losses and improved performance in both the Global Lifestyle and Global Housing segments. The…
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Assurant, Inc. reported strong Q1 2026 results with net income rising 87% to $274.1 million, driven by lower catastrophe losses and improved performance in both the Global Lifestyle and Global Housing segments. The company raised its outlook for Adjusted EBITDA growth due to robust demand in the Connected Living and Global Automotive sectors, despite some headwinds in Global Housing due to competitive pressures.
How we read each report
Our analysis across the last few reports.
Our model's reading of each filing, not the share price or the market's reaction. Annual and quarterly reports each occupy one position.
Reported figures
- Earnings per share
- $5.95
- Segment
- Global Lifestyle
- Segment
- Global Housing
What stood out
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Strong Revenue Growth
Total revenue for Q1 2026 increased 11% to $3.42 billion, up from $3.07 billion in Q1 2025.
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Significant EPS Beat
Reported EPS for Q1 2026 was $5.95, beating estimates of $5.34, resulting in a surprise of 11.42%.
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Record Net Income
Net income rose 87% to $274.1 million in Q1 2026 compared to $146.6 million in Q1 2025.
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Global Lifestyle Performance
The Global Lifestyle segment's revenue grew 11% to $2.66 billion, boosted by Connected Living's subscriber growth.
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Improved Adjusted EBITDA
Global Housing Adjusted EBITDA surged 111% to $236.7 million for Q1 2026, driven by lower catastrophe losses.
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Increased Operating Cash Flow
Operating cash flow was $240.3 million for Q1 2026, though down from $392.4 million in Q1 2025.
What to watch
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Higher Competition
Management flagged increased competition and changes in customer preferences as potential headwinds.
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Volatility in Investment Returns
The company noted negative $(21.2) million net realized losses on investments in Q1 2026, up from $(16.0) million in Q1 2025.
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Impact of Economic Conditions
Management warned that general economic conditions, including inflation and geopolitical factors, could adversely affect performance.
Management's outlook
Management anticipates low to high single-digit growth in Adjusted EBITDA for 2026, particularly in Global Lifestyle, with potential declines in Global Housing.
Earlier filings 4
10-Q · August 8, 2024
Assurant, Inc.'s Q2 2024 results show a 21% increase in net income, rising to $188.7 million, driven notably by improved results in the Global Housing segment. While overall revenue grew to $2.92 billion, up 4% from the…
10-Q · May 9, 2024
Assurant reported revenue of $2,880.1 million and net income of $236.4 million for Q1 2024, up $237.3 million and $122.8 million respectively versus Q1 2023. Results were driven by strong Global Housing performance…
10-K · February 15, 2024
Assurant positions itself as a global business services company serving the connected world through two segments (Global Lifestyle and Global Housing), emphasizing digital-first, end-to-end value chain capabilities and…
This is our reading of a public filing, not the filing itself. Analysis can contain errors; check the source document for full context.